1. About Us

This website is operated by Swapworth Pty Ltd (ABN 99 685 351 320), trading as Loan My Coins ("we", "us", "our"), based in Double Bay, NSW, Australia. We act solely as a referrer to an independent loan provider (the "Loan Partner") and do not provide loans ourselves.

2. Purpose of This Website

The information on this website is provided for general informational purposes only. It does not constitute financial advice, loan offers, or any form of personal recommendation.

3. Our Role

• We facilitate introductions between interested parties ("you", "your") and our Loan Partner.
• Any loan agreement you enter into will be directly with the Loan Partner, under their terms and conditions.
• We do not handle client funds, assess creditworthiness, or make lending decisions.

4. No Financial Advice

Nothing on this site should be interpreted as financial, legal, or capital gains advice. You should consult a qualified professional before making any borrowing or investment decisions.

5. Accuracy of Information

We make reasonable efforts to ensure the accuracy of information on this site, but we make no guarantees. Loan terms, fees, and conditions are subject to change by the Loan Partner without notice.

6. Third-Party Websites & Services

Links or referrals to third-party websites (including our Loan Partner) are provided for convenience only. We are not responsible for the content, security, or privacy practices of those sites.

7. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for any loss, damage, or costs arising from your use of this website or any loan agreement you enter into with our Loan Partner.
• We are not responsible for delays, losses, or disputes that occur once you engage directly with the Loan Partner.

8. Privacy

Your personal information is collected and handled in accordance with our Privacy Policy. By using this site or submitting your details, you agree to our privacy practices.

9. Changes to These Terms

We may update these Terms & Conditions from time to time. Any changes will be posted on this page with an updated "Effective Date."

10. Governing Law

These Terms & Conditions are governed by the laws of New South Wales, Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of New South Wales.

11. Contact Us

If you have questions about these Terms & Conditions, contact:

Email: contact@loanmycoins.com