Bitcoin for Bitcoin Lending Calculator

As a terminal bitcoiner, transform your bitcoin holdings into investment capital without selling your bitcoin.

BTC
Amount of Bitcoin you want to use as collateral
Choose your investment vehicle for the borrowed USD Prices updating...
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Conservative to optimistic return expectations
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Annual Bitcoin price growth rate for HODL comparison

Loan Terms (3 Years)

Collateral Value $1,160,000
Net Loan Amount (95% after upfront fee) 9.5 BTC
Upfront Fee (5%) 0.5 BTC
Total Fees 1.5 BTC
Net Proceeds (for Treasury Investment) $928,000

Investment Scenario

Investment Amount $1,046,900
Shares Purchased 243,465
Expected Return 3.0x
Share Price (End of Term) $162
Bitcoin Price (End of Term) $1,050,000
Projected Value $3,140,700

Final Outcome

Investment Proceeds $3,140,700
Tax on Gains $460,336
Net Cash $2,680,364
Bitcoin Repayment 1.05 BTC
Retained Bitcoin 8.95 BTC

Strategy Comparison

HODL Strategy $1,160,000
Lending Strategy $3,840,364
Additional Value +$2,680,364
Multiple 3.31x

Disclaimer: This calculator is for educational purposes only and does not constitute financial advice. Past performance does not guarantee future results. Consult with a qualified financial advisor before making investment decisions.