How Loan My Coins Works

Access your Bitcoin’s value without selling, margin calls, or fiat exposure.

Loan My Coins lets you unlock up to 95% of your Bitcoin’s value — in Bitcoin — without selling your stack or risking forced liquidations.

Here’s how it works in five simple steps:

Example:

Step 1 — Stake 10 BTC
You send your BTC to the secure loan provider wallet.

Step 2 — Receive 95% instantly
Get 9.5 BTC (95% LTV) sent directly to you. The 5% fixed fee is deducted upfront — no variable interest rates, no hidden costs.

Step 3 — Sell or invest (optional)
You can hold the borrowed BTC, sell for fiat, or invest in assets like Bitcoin treasury companies, real estate, or yield-generating opportunities. Your goal is to outperform Bitcoin’s growth plus the 5% fee and any capital gains from the new investment.

Step 4 — Repay or roll
At 12 months, you can either repay the full 10 BTC or roll the loan for another year by staking an additional 5% of the original loan amount. You can roll annually for up to 5 years, giving you time to outlast bear markets.

Step 5 — Get your BTC back
Once repaid, your original BTC is returned in full — untouched and untaxed.