As a referral from Portal Asset Management, Loan my Coins empowers you to borrow against your low-basis BTC without selling, providing tax-efficient liquidity to invest directly in the Radiance Multi-Strategy Fund.

Unlock value while compounding your BTC holdings through Radiance's BESt strategy, which has delivered 37.3% more BTC YTD (as of July 2025) via volatility harvesting and risk-managed options premiums.

  • No Counterparty Risk: Your loan is backed solely by your own Bitcoin. Retain full control and confidence, perfectly complementing Portal Asset Management's institutional-grade infrastructure in the Radiance Fund.

  • No Margin Calls or Liquidations: Ride out Bitcoin's volatility without forced sales or interruptions. This aligns seamlessly with Radiance's approach, which actively harvests market swings for daily BTC income while managing downside risk—turning turbulence into compounding growth.

  • 95% Loan-to-Value: Access up to 95% of your BTC's value immediately, enabling you to meet Radiance's USD 100,000 minimum investment threshold without touching your original low-basis holdings or triggering taxable events.

  • 5% Fixed Rate: Enjoy a low, predictable borrowing cost with no hidden fees—easily offset by Radiance's targeted 5-7% monthly BTC extraction, allowing you to grow your stack net-positive while preserving your long-term HODL position.

  • 1 BTC Minimum: Crafted for serious HODLers, high-net-worth individuals, and family offices referred by Portal Asset Management—unlock substantial liquidity to fuel BTC-focused strategies like Radiance, a superior alternative to ETFs or passive wallets.

  • Example Mechanics: Deposit 10 BTC, receive 9.5 BTC, upfront (5% fee deducted), use the borrowed BTC for 12 months to invest in Radiance and compound your holdings, then repay 10 BTC to reclaim your full original stack or roll for another 12 months for an additional 5% up to 5 years. Potentially amplified by Radiance's asymmetric upside and 100% annual BTC growth target.

Disclaimer: Marketing communication; not investment, financial, tax, or legal advice. Loan My Coins (LMC) receives Portal Asset Management referrals, acts as referrer for Bitcoin-backed loans (passing to provider), makes no claims for Portal, and is unaffiliated with Radiance Fund outcomes.

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Loan Against Your Bitcoin, the Right Way

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At The Bitcoin Adviser, we hear one question above all: "How can I loan against my Bitcoin with confidence?"

That’s why we created LoanMyCoins.com—to raise the bar and deliver a better way forward.

Powered by our deep expertise in Bitcoin collaborative security, multisig solutions, and inheritance planning, LoanMyCoins lets you access your Bitcoin’s value without needing to trust us—or anyone.

Your stack stays under your control, secure for the long haul, while you seize opportunities today. With LoanMyCoins, we’re improving the industry—giving you freedom, security, and a solution built by Bitcoin innovators.

Loan My Coins GPT

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'Loan My Coins' is a GPT designed to assist you with loan-related inquiries, specialising in explaining details about the loan my coins product and the onboarding process.

It provides detailed guidance on each step of the onboarding journey, from reviewing agreements to setting up the loan.

* It refrains from giving financial advice or making price predictions and focuses solely on loan my coins specific processes and services. Now widely available to all ChatGPT users.